Forgotten Your Password?

Need to Register?

Jay and Mario were excellent to deal with from start to finish. The level of professionalism, experience, and knowledge was shown throughout the process. We had a pretty unique situation arise towards the end of it but Mario and Jay helped us at every point right to the end. I would seek them out first for mortgage services in the future.



Thank you Jay and Mario for a quick and easy refinance. Rates were excellent and very easy to work with through the process. I went through another refinance at the same time on another property with a notable bank and Jay and Mario did a much superior job. Thank you.


Jay and Mario were very professional. Most of our conversations were in the evening, for my convenience. The whole process was very easy, the most straight forward refi ever (and this is our fourth and last refi). I would highly recommend them.

Diane E


Just completed a refinance of our primary resident with Jay and Mario. Process was easy and quick. We would definitely recommend Direct Lending to anyone who is looking to refinance/buy a home.
Jimmy and Jamie


I worked with Mario and Jay in Colorado on a home Refi. Not only did they have a good rate, their service level was great. There was a lot to get done in 30 days and they made it all work out. I even got to close at my house which was very convenient. I highly recommend giving them a chance to earn your business.



I'm a first time home buyer and I worked with Jay and Mario from Direct Lending for a mortgage on my house. Jay was incredibly knowledgeable (he's also a licensed real-estate agent) and walked me through all of the details of the process and answered the many questions I had (I'm an engineer and I'm super type-A about finances). They are local to the Denver area and were INCREDIBLY responsive - they always had a same day response and it was often only hours to get an approval letter back from them. On top of all that, they had the lowest rate by a good margin PLUS a rebate. I couldn't be happier with how this turned out. 



Liked the timely response and the team effort. I never felt like anyone was not available.
Patrick B


Jay and Mario were great to work with. Had no issues.

Jerry & Maria


Although getting a home loan seems to always throw a curveball at you during the process - which we had one - our team took us through everything seamlessly without any anxious moments! Just this week I forwarded contact information to two of my friends who heard about our great experience and terrific interest rate!

Jeffrey M


Jay and Mario were clear and made sure everything was in place for the process to run smoothly. Was able to get a great rate and close in a short period of time. Thanks!!!



We recently wrapped up a second refi with Jay and Mario. And again they got us the best rates and credit towards are closing costs. The process was seamless! I have referred them to many others and two are currently working on closing their first homes purchases.

Michelle & Josh


Jay and Mario were very knowledgeable and helpful with the entire refinance.



Jay and Mario were extremely responsive and knowledgeable. I refinanced my home in July and this was by far the easiest and quickest mortgage loan process I have ever experienced. I highly recommend them.



Jay and Mario were fantastic to work with. I was very skeptical about not using a local bank to do our refinance, but Jay and Mario made it so easy. They were always available and quick to respond to questions with thorough answers. They made sure that all of our goals were met and even exceeded some of our expectations.

T & C Aguilar


Jay and his team were great to work with and he even helped me clear up a ding on my credit that I was not aware of. Very professional, and I would recommend Jay to anyone looking for a loan. I look forward to working with Jay again in the future.

Mark B


... to describe Jay and Mario: super-efficient. They were able to get my refi done in < 4 weeks. Very knowledgeable. Able to explain the intricacies of home mortgage refinancing in laymen's terms. I am recommending them to all my colleagues.

Keri H


Working with Jay and Mario was fantastic. From the first rate quote to completing the closing, the process was extremely smooth and happened very quickly. They even arranged to have the closing done at our house for our convenience. I highly recommend Jay and Mario!



I worked with Jay & Mario on a REFI(10/2016) their attention to details, timely responses and professional service made the whole process very smooth, we closed in less than a month, they honored all they said and I couldn't be happier with my experience. I strongly recommend these two fine individuals.



Jay and Mario did a stellar job helping us refinance our house. We got a stellar rate and the worked around my non-flexible work schedule. We'd recommend them in a heartbeat. In fact, we're recommending them to my brother!



Thank you Jay and Mario for your due diligence and expertise to close my loan. I will highly recommend you and look forward to doing business again in the future. Thank you!

Troy B.


Not only was Direct lending professional and smart they didn't mind all my questions throughout the process. It was hands down the best rate on the market and pared with excellent customer service - I couldn't have asked for better. USE THEM!!



Jay and Mario were efficient and easy to work with. They offered the best rates.

Mike, Centennial CO


This was by far my easiest mortgage ever. Jay and Mario are highly efficient and knowledgeable. I encountered no surprises and loan closed quickly. Rate could not be beat. Highly recommend this lender!

Christina H


Jay and Mario are great to work with. The process went great they help and answered questions quickly and they know the process very well. I refinanced with them without any problems. When they needed more information they made it very clear on what I needed to provide and how. I highly recommend their services! Thanks so much!!!



Very Knowledgeable and professional.

Brad M


The team I worked with was really great. They always answered my questions in a timely manner and were very patient with all of my questions.



Jay and Mario got us the lowest rate we'd seen anywhere. They were extremely responsive, and knew what it would take to get the loan approved.


Contributions to Lender411

Articles 0
Blog Posts 0
Advice 0
Poll Votes 0
Equal Housing Opportunity
Subscribe to our news feed.