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I have been a Mortgage Originator for over 17 years. I specialize in all aspects of mortgage lending. As a veteran, I am the VA expert at the bank. I have been working with many realtors for the past 17 years and have many contacts to refer you a highly skilled real estate professional. During the past 8 years, I have grown my business by offering many of the new Home Improvement loans such as the FHA 203k and the Fannie Mae Homestyle. Whether you are purchasing, refinancing, or doing Home Improvement , I can do it. Don't forget that the government is now offering refinances for those who are underwater but still want to lower their rate. Finally, for those just starting out, I have a "First Time Homebuyer" program that will give you up to $7500 in down payment assistance at ZERO percent with no monthly repayment of the $7500!!

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