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Hello! My name is Derrick S. Kugler, and I am a Sr. Loan Officer with Homestar Financial, based in Gainesville, GA. I have been in the business of originating purchase and refinance mortgage loans for approx. 6 years now, and I have a reputation in the industry for being a true advocate for the customer. If there is benefit to be had in purchasing or refinancing a property, I will provide it to you, and if your loan can close, I will close it. My company will also guarantee the lowest interest rate and closing costs that are legitimately out there. In other words, if you want the absolute best combination of rates, fees and customer service, then look no further... guaranteed!

Derrick S. Kugler

Sr. Loan Officer

Homestar Financial

Refi - Covington GA
Don't hesitate, if you can secure Derrick as your loan officer you will be in good hands !! I have one word to describe Derrick and that is "dedicated". His email response time is second to none, many of my questions were answered with-in the hour. I had many obstacles with my loan (none of which were Derrick's fault) and Derrick stuck with me until the end. That is how you gauge a true professional, not how they act when things go well, but how they "react" when you encounter a hurdle. His knowledge of the additional options that were available showed me that he has both the skills and experience to get the job done. Derrick is extremely knowledgeable of the mortgage business from top to bottom. In the end his interest rate beat the street and I would highly recommend Derrick. Of the many financial transactions I perform no one agent has every gotten 5 starts from me. Derrick is the first and is well deserving of that ranking. Trust me I explored many options and alternatives before choosing him, so let me save you some time and money just contact him you WON'T be disappointed !!
By cheapgoods on February 9, 2011
the Sheltons
My dealings with Derrick were as good as it gets. He's a professional with an unusual quality-he's honest. I have worked with several loan officers in my 3 homes I have owned. He was direct, correct and found options that applied to our needs. He made some good, safe loan suggestions that I hadn't been offered before. We got the loan we wanted and I would recommend him to anyone wanting a professional with his experience working for them.
By garyroxman on January 30, 2011
Derrick was the best mortgage broker I've ever worked with!
After purchasing 3 homes and going through 4 refinances, I can tell you that Derrick is by far the best mortgage professional I have ever worked with. During the initial rates 'shopping' phase, he was very pleasant to work with and truthful about what he could offer me. He told me when it would be in my best interst to use him and when I better go with a competitor. It was this honesty that helped me decide to use Derrick when we finally locked in a rate.He went above and beyond to ensure we had what we needed, and ensured that things were handled from his companies processing center. During the application process, he was very prompt to respond to questions and get involved while going through the underwriter phase. Although the paperwork involved with getting a loan in today's markets is greater than it was a few years ago, it seemed relatively painless with Derrick's help.I would highly recommend (and have) my friends and family to Derrick for any of their lending needs.
By thegodfreys on January 14, 2011

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