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David Tominaga's Answers

Is 7% interest on a 30 year fixed refinance good or bad?
Hello Kent.7% on a fixed rate is very high. But it also depends on what type of lon you are looking into. For a standand rate and term refinance I have programs under FHA for low fico at 620 rates are in the high fours to low fives.Please let me know.David Tominaga.Home Savings of America.877-900-4762 x 318
My lowest score is transunion 677, experian, and equifax are over 750. what r my chances for fha & $
There are other options besides a FHA mortgage. Unless you want a FHA mortgage. We have programs that you will have a lower payment then going with a FHA mortgage. Your scores qualifies you for our programs. Give me a call and I would be happy to go over your options and give you numbers to compare.Thank you and...
What can I do to be able get pre-apporved from leander with mid score 607?
Yes programs have changed. We are one of the few lenders that have programs that can go down to a 600 mid fico. Please call me I can be reached at 1877-900-4762 x318.Thank you.
Can I get a reverse mortage on a new home
Yes you may use a FHA HECM Reverse mortgage as a purchase loan. You will not have to make mortgage payment as long as you remain in the home. Please call me I can go over your questions and give the information on a Reverse Mortgage.Thank you.David Tominaga.Community Banker NMLS# 224944.Home Savings of...

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