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*Same Day Pre-Approvals!* 

*24-48 Hour Underwriting!* 

*Competitive Interest Rates!*  

Email me today!  
Call me at 347-903-5626 


 Loan Programs Available: 

 -FHA* down to 580 Fico 

*Purchase to 96.5% LTV 
*Refinance to 97.75% LTV 
*Streamlines without an appraisal- Unlimited LTV- Primary- Second Homes- Investment Properties 
**203k and 203k streamlines!  

-VA* down to 580 Fico 

*Purchase to 100% LTV 
*Refinance to 100% LTV 
*VA IRRRL without an appraisal- Unlimited LTV-Primary- Second Homes, Investment Properties 

*HARP down to 550 Fico- Unlimited LTV- Primary, Second Homes, Investment Properties 

*Freddie Mac Relief 

-Portfolio Jumbo 

*85% LTV up to $2million- NO Mortgage Insurance! 
*Purchase- Refinance


*Licensed by the New Jersey Department of Banking and Insurance

*Equal Housing Lender

Terrific all around!Ed helped guide me through the stressful experience of purchasing my first home. I appreciate all of his help and highly recommend him.His email response time is Amazing! He really knows the mortgage business and has educated me quite during the loan process.The rate provided was lower than other quotes that I received. I am very pleased overall.
By on August 7, 2015
Great for VA IRRRL refinance!
Enjoyed working with Ed and had a very smooth and fluid experience. We handled just about everything via email and he always responded quickly. He closed my VA IRRRL refinance loan without an appraisal while the other lenders i conversed with required one. My loan closed in 3 weeks which Is superb compared to my prior experience. Thank you Ed!
By on July 27, 2015
Highly Recommended!
Great experience working with Ed on my first home purchase. He was very honest and helpful from the start. I couldn't believe how great his communication was! He would reply to all of my emails within minutes, including odd hours and weekends-He definitely works hard and it shows in his professionalism and mortgage expertise. I believe he truly cares about his clients and providing customer satisfaction as he definitely did with my loan!
By on July 17, 2015
Closed my VA loan!
I applied for a VA loan with Mr. Groussman after locating him on zillow. He worked with me after I was turned down by other banks because of my low credit score. He said he could close my loan and he delivered! Great communication throughout the process, He helped me learn a great deal about the mortgage process.I will recommend him to all of my military brothers and sisters!Thank you
By on July 15, 2015

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