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Ed Groussman's Answers

Can I Get an FHA Loan With a Credit Score of 600?
While it is possible to obtain financing with a credit score of 600, the odds are stacked against you and your interest rate will suffer. My advice is to focus on getting your score above 640 at the very least as it will be well worth it over time because of a reduced interest rate. i work for a direct lender/...
Can you tell me how long you have to own a house before you can refianance it in NYS?
Fannie mae typically requires 6 months for a cashout refinance, but i do have programs available where you can refinance sooner. call me at 347-903-5626 or email at to discuss.Thanks,Ed GroussmanCommunity BankerHome Savings of America
debt to income ratio is 43% is that too high for a mortgage
43% DTI usually results in conventional or FHA approval. Feel free to contact me if you would like me to further determine your loan eligibility.ThanksEd
FHA loan with a credit score of 590?
I'm licensed in FL and cna work with scores as low ast 580 for FHA or VA loans.Feel free to contact me to discuss pre-approvalEd
FHA high balance loan requirements
3.5% for an FHA3% for a SONYMA Contact me if you would like to discuss your options.ThanksEd GroussmanNMLS 146696Freedom Mortgage
50-60% down payment but bad credit...
Yes, I may be able to help, please click on my profile and email me.Im located in NYEd

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