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Eric Weishaar's Answers

is it worth to refinance again for 30 years from 4.625% to 3.375%?
The simple answer is yes. The savings is about $180 a month using the round numbers you have given. That is a significant difference per month. With that amount of savings you are looking to save about $30k over the life of the new loan even though you are extending your term back out the 3 years you have...

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