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Gary Wellner's Answers

My wife and I want to purchse a home but we have bad credit we have enough income but bad credit to be approved
I reccomend you talking to a mortgage loan officer to get your scores and to determine how bad your situation really is. Sometimes it could be just a quick fix or paying off something that will make the deal happen for you. Kansas City, Lees Summit, Blue Springs, Mo.
Last year I had to sell my house as a short sale. My credit dropped to 630. How long before I can get a loan?
3 years for FHA and 5 years for conventional. Lenders look at a short sale like a foreclosure. Some programs will allow exceptions. Call for details.

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