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Howard Schwartz's Answers

Hey there! any recommendation for a direct lender for stated income loans, self employed, portfolio based, high ltv?
As a Direct Lender, we also have lending resources for loan programs designed for self-employed people using 12 months personal or business bank statements, showing deposits to determine monthly income. You can go as high as 90% LTV and no PMI. Contact me if you have questions.Howard SchwartzCross...
Disabled Veteran shopping for the best mortgage rate
Depending on your loan amount and FICO score, a VA rate can be secured under 4% today. Are you have your VA entitlement? Feel free to call me at 619-992-2570. Howard Schwartz at Cross Country Mortgage in La Jolla/UTC.
What kind of loan can I apply for? I don't owe anything on my home and I need to borrow to finish remodeling
You could have several options depending on your credit, home value and cash out amount. If you are over 62, you have even more options. Please call me to discuss today (Sunday) or Monday at 949-216-0151. Howard @ Cross Country Mortgage. Thanks for reaching out!

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