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James has 30 years in the Real Estate field with the majority of those years as a Mortgage Banker and owner of 2 Mortgage Companies with several offices in New England overseeing 1,000 plus transactions. James incorporates cutting edge State of the Art technology to assure a fast accurate and smooth mortgage process from start to finish. And most of all James value of integrity and honesty, both personally and professionally is what sets James a part from the rest.

He will work hard to help you accomplish your goals and dreams Call, email or come see James
Phone: (919) 324-9000 E-mail: JB@NCMortgages.net


James Brooks Servant's heart made me feel I was his only customer!!
When trying to write to thank James for all that he did to help me with my home loan, I found that there are so many things to say I don't even know where to start. First, let me say that I found James to be someone that is professional, knowledgeable, and someone that by nature goes well beyond the call of duty to serve his customers. I know that he puts His customers firstJames worked many long hours to ensure that my loan went as smooth as possible. I very much appreciated that every time I would call or email James with a question or concern he would get back in touch with me the same day. Also, I appreciated that he was always so positive and knew just what to say to calm any Situation. I recently saw a political ad on TV that said the man the ad was about had a "servant's heart". When I heard those words I thought to myself that describes James Brooks perfectly. James truly does project a "servant's heart" in all that he does for his Clients.James Servant's heart made me feel I was his only customer and that among other things has Made me a very happy customer!James Company is so lucky to have him as part of their team. Also, the many customers that he will help one on one in the future will soon learn as I did what a difference he will make intheir lives.James, I appreciate all that you did to make my dream of owning my own home become areality. I thank God for you and hope that he will bless and keep you and your family in the future.Sincerely,Phyllis B
By jburke_391_235 on January 10, 2013
Best In The Business!!
It has been a great pleasure knowing and working with James. I couldn't imagine having someone else to do our loan.James fought every day to get our paperwork through so we can close on time. Even when he was suppose to be taking time off.When closing came, we could not believe that this was really happening.I know that if it wasn't for James skills and experience that we would have never been able to close on our house. Paul K
By PaulNC on March 3, 2011
chart_bar Mortgage Rates: 7 Result(s) Found
ProductFeesRateDisPntOrgPntLnAmtMinLnAmtMaxLockIntOnlyDate
30-year-fixed $1,295.00 3.875 0.000 0.500 $175,000 $417,000 30 No Feb 23
20-year-fixed $1,295.00 3.625 0.000 0.630 $150,000 $417,000 30 No Feb 23
15-year-fixed $1,295.00 3.625 0.000 0.630 $175,000 $417,000 30 No Feb 23
30-year-fha $1,295.00 3.375 0.000 0.630 $175,000 $417,000 30 No Feb 23
15-year-fha $1,295.00 3.125 0.000 1.000 $175,000 $417,000 30 No Feb 23
5-1-arm $1,295.00 3.625 0.000 0.500 $175,000 $417,000 30 No Feb 23
7-1-arm $1,295.00 3.625 0.000 0.630 $175,000 $417,000 30 No Feb 23
Click on the fees to see details
By James Brooks Today's reports send mixed signals to the bond market. The bond market is currently up 15/32 (1.96%), which should improve today's mortgage rates by approximately .250 of a discount point from...
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By James Brooks The bond market is currently down 16/32 (2.21%), which should push today's mortgage rates higher by approximately .125 of a discount point. The first of today's five reports came from the Commerce...
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By James Brooks The bond market is currently down 2/32 (2.19%), but we still should see an improvement of approximately .125 of a discount point in today's mortgage rates due to strength in bonds before Friday's...
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By James Brooks The bond market is currently up 1/32 (2.32%), we should see a slight improvement in today's mortgage rates due to strength in bonds late yesterday. This morning had two important reports released. The...
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This week brings us the release of four pieces of economic data that are likely to affect mortgage rates. Only one is considered to be very important and even it fails to move the markets or mortgage pricing many months. But...
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By James Brooks This week has little in terms of scheduled economic reports that are likely to affect mortgage rates. There are no monthly or quarterly reports set for release that are worth watching. We do have a couple of...
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By James Brooks The bond market is currently down 1/32 (2.48%), which should keep today's mortgage rates at the same level as yesterday's rates. Today's only relevant economic data came late this morning when...
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By James Brooks The bond market is currently down 4/32 (2.53%), which should improve today's mortgage rates by .125 of a point compared to yesterday's mortgage rates. The Commerce Department announced late this...
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