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Aloha, and welcome to my website.

After 35 years in the business of helping first time and seasoned home owners to find the right loan for them, I still have the same passion for making the journey into a new home loan as stress fee as humanly possible. In addition, I work very hard at getting my clients the best rates and terms they can qualify for. I strive at closing home loans on time and I try to be at every signing in person, or available by cell or a text. I am a former Army Veteran, serving in Asia, and Europe in the early sixty's. After leaving the service I attended college under the GI Bill. I went to work for John Lusk Homes. Inc, where I completed a Journeyman Carpenters Program. I was later asked if I would like to represent the Bundy Cowell, Mortgage Banking Company, and started career in mortgage banking in the retail lending side. I have seen Jimmy Carter interest rates as high as 17.5% and the present 3.00% range. My expertise is VA, FHA, USDA, Conventional, Jumbo and Commercial Lending.I am very customer oriented and will answer my cell 24/7. If I miss your call or text, you depend on a call back in less than an hour. I try and meet face to face when possible either at your preferred location, or my office which is conveniently located in Lihue.

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