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Jennifer Buchanan's Blog

FAQ - should I refinance
Updated Oct. 9, 2013
The Most Frequently asked mortgage question -. My rate is 7% and I am 12 years into a 30 year fixed, should I refinance?. Two important questions to ask the borrower. 1. Do you want to pay off the loan in 18 years or less?. 2. Do you want better cash flow?. Assume current 200,000 mortgage @ 7% = 1,500 monthly payment. Example of...
Pre-qual vs committment letter
Updated Oct. 24, 2014
A prequalification letter generally states that you have spoken with a loan officer, verbally given them your financial information and once your information is verified it is most likely you will be issues a mortgage commitment to lend. In other words, you have given information and once it is confirmed it is...

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