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Jean Andersen's Answers

80/20 split first mortgage and need to refinance !!! HELP
You might want to try a Wells Fargo Harp loan.
Can I cash out up to 125% with Harp 2?
No you cannot. The program is for existing first mortgage to lower interest rate or term or both.
After refinancing, will my loan still be a freddy mac or fannie mae loan, or don't know?
C, after you close on your refinance, you will receive a letter from the lender notifying you if they sold the loan to Fannie Mae or Freddie Mac. You can also call your loan servicer to obtain the answer.

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