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Jerry Mlinar's Answers

Refinancing while in bankruptcy
If you are at least 1 year into a Chapter 13 bankruptcy you can refinance as long as you have been making your payments ontime and you have at least a 640 credit score. Call me at 847-204-7640 for more details. Thanks Jerry Mlinar
I have a LTV of 90%, can I refinance?
Hello Rachael,I have an excellent refinance program for a 90% LTV Conventional with no mortgage monthly insurance. Call me at 847-204-7640. Thanks Jerry Mlinar
Mortgage options?
I can do a 1st and 2nd mortgage to avoid mortgage insurance and also keep your 1st loan amount at 417k so you don't have to go to a Jumbo product. I can pay for all your lender and title fees or about a $2750 credit. Call me at 847-204-7640
Harp 2.0 with PMI to remove co-borrower
Hello Bethke,I am a local lender in Schaumburg, Illinois and I can help you with this refinance to remove the ex from the mortgage and do it in yoru own name and carry the existing PMI to another lender. You can go to and then click on the red apply here tab or you can call me at...
30 years or 20 years
It makes sense to go to a shorter term to pay down the principal faster. I don't know why they are not giving a credit at that rate though. I can give a credit of over $2,000 on a 20 year. As long as your score is 740 or higher? Thanks, Jerry Mlinar

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