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Best Mortgage Company and Loan Officers in California

Getting a mortgage in today's time can be quite overwhelming and confusing. A small percentage that determines the success of your transaction is based on the company you choose. The true success and efficiency of the process comes from the Loan Officer and his team! Choosing the right professional will save you a lot of time on one of the largest investments of your life.

Who is your Loan Officer?

With over a decade of experience as a Licensed Mortgage Professional, using the latest interactive technology allowing him to monitor various bonds and coupon rate to keep my customers informed of any market changes and help them make lock decision at the most important times.
It's about finding solutions both long term and short that involve strategic financial planning which yield and deliver results. These loan proposals illustrate not just savings, but also the power of investment strategies such as asset accumulation and term reduction. Click here to view an example of a loan proposal.

Joel Mallo is also trusted by thousands who follow his advice and insight on market trends through The Mortgage Update. He is also a contributing author right here on Lender 411.


Ranked #3 out of 3,000 originators with one of the nation's largest direct lenders.

APPLY for a Mortgage Loan In California

With an overall 98% customer satisfaction rate Joel Mallo will deliver on his promise of high quality service. Pick up the phone, give him a call 909-693-3488 and let us prove to you that you have made the best choice for a Mortgage Professional.

Our Experience with Joel Mallo
I wanted to take a moment to express my appreciation for Joel Mallo as our mortgage professional during the refinance of our home and purchase of a new home. I know our situation was a bit complicated because of multiple variables, however, Joel and his team never made us feel any less important. In fact, they pushed through the entire process very efficiently. As a native Californian I've had my share of experiences with a long list of lender, but never has my loan process been so easy to deal with. Joel and his team have this process down to a science. Technology, professionalism and service is a craft they have mastered and I will never go anywhere else for our financing needs!
By Michael1208 on July 3, 2013
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My primary focus is to grant you exceptional service. My mission is for you to become a client for life. I realize this takes a real commitment and a few building blocks of trust. My commitment to our relationship begins in the introduction and discovery process and continues throughout the years you utilize your real estate asset. Our unique discovery process is designed to provide you a foundation into realizing your overall financial goals, by designing a specific home mortgage solution with your long term financial goals in mind. I promise you'll experience a dynamic difference during our process that makes a real impact in your financial structure. You'll be presented mortgage options designed to be a financial tool. A tool enabling you to eliminate your mortgage loan the smartest and easiest way, while maintaining safety, liquidity and a good rate of return along the way. This commitment along with our own direct financing and internal processing operation make my team and company your best choice for your home loan.

Contributions to Lender411

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