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Joe Lovrek's Answers


Down payment question...
Well, the question is do you claim $90k after write offs on your taxes? Sometimes, people actually claim less income and if you are under $78k, there are down payment and closing cost assistance programs we can work with. If you don't qualify for those, you can go VA if you are a veteran or USDA if you find a...
If I have 7 payments left on my car will that count towards my DTI?
We have the ability to do that type of loan not counting that installment account against you. That is a Freddie Mac only program, Lenders that use Fannie only will most likely not be able to do that program because it will be on a case by case basis, we can however. I am Joe and have more than 20 years...

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