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Jay Simmons's Answers

On average, what percentage of a loan do closing costs make up?
Very good information by everyone who has repsonded so far. I'm in Eastern Wa over in Spokane, but I actually have family in Everett & have a lot of clients there & the overall Seattle area. Please feel free to call or email if I can assist you in any way.. Jay 509-879-3998 /...
is the rate i see on the GFE my rate and is it locked?
Not necessarily. We're required to provide a GFE within 3 days of application, but that doesn't mean your rate is actually locked. Did you specifically ask your lender to lock your rate? If so, you should've also received a rate lock agreement with all of the applicable terms of your loan (type of loan,...

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