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James Stachyra's Answers

Refinace with HARP 2 but we have PMI
Seems to be the trand around these parts. LO's are only think of refinancing the mortgage before doing their homework to see if the MI is able to be modified. Send me your contact info. I have a few questions for you and I can tell what I can do.
Harp 2.0 Refinance with LPMI (Radian) in MICHIGAN
Wells Likes to hold onto the loans as long as possible it seems. doing a modification with Wells - chase - Bank of America can give a person a heart attack. Send me your contact info and I will run over some details with you and see what your options really are. Thank you
PMI on HARP 2 Loan
If you had MI before you have to have MI again - Send me a private message and I can see if I can help you. If you are dropping the rate from 6.5% to 5 it is worth it. It all depends on who currently holds your current MI though.
How do I put my new husband on my home loan
Hello user,Lenders use the worst middle of the two borrowers. Refinancing with him on it would not make a difference. it would only make a difference if you current rate is 5% or higher and you are trying to take advantage of today's low rates. It also depends on your loan to value ratio. There are a lot...
if a co-borrower is removed under a harp loan refi can they still be on the deed?
You would just quick claim them back on title at close. Just let the title company know becasue I am sure there is a fee in doing so.
Does anyone know of any Michigan based lenders will to refinance BOA loan with LPMI under Harp 2.0. My LPMI vendor is Triad.
Please see my Zillow profile and reach out. All contact info is on there:

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