Forgotten Your Password?

Need to Register?

Kay Cleland, CRMS, CMC, CFL, CML, Lending Integrity Seal

NMLS# 265374, CO LMB# 100026748

My mission is to serve my customers with honesty, integrity, experience and education. My goal is to provide home loans to our clients while providing them with the most competitive interest rates and closing costs possible. My purpose it to make a positive difference and bring value to the lives of the people that I come in contact with.

My 30 years in the mortgage business includes management of sales, operations and underwriting. NAMB, The Association of Mortgage Professionals 2013 Board of Directors/Secretary, NAMB State Trainer: CAMB, Colorado Association of Mortgage Brokers, 2010 President and Board of Directors. Experienced originator, processor, closer, funder, secondary, underwriter, account executive, manager and Trainer.

Military Specialist for USA Cares, Member of the Castle Rock Chamber of Commerce and the Better Business Bureau.

NMLS265374 , Company NMLS #374307, CO #100026748, Regulated by the Division of Real Estate

Excellent and Efficient
I reached out to Kay to see if there was a possibility of refinancing our home. She immediately got in touch with me and gave us our options. Her professionalism, hard work and ease of doing business with helped us close our loan within two weeks. Kay made the process so smooth and pain free, it was an absolute pleasure doing business with her. She looked out for our best interest and was very thorough from beginning to end. Reaching out to Kay was the best decision I made and thanks to her, we lowered our rates and removed our PMI. Kay even referred us to a colleague to help us with our home owners insurance which in turn lowered our auto insurance as well. Thank you so much Kay......we will think of you every month when we are saving money on our mortgage payment!
By redsox88 on August 25, 2014
Kay is an amazing lender ~ she is on top of everything all the time
By Kelley on August 25, 2014
Courteous, Professional and Knowledgeable
I've dealt with a few different lenders in my time buying properties in different states. By far nobody has gone to the lengths that Kay has to ensure that I got the best rate possible. Her knowledge of VA Loans came up with creative methods of ensuring that we got every penny promised to us by the sellers. If I ever need the services of a lender, I'm not even going to bother looking again. Kay was wonderful, and impressed me to know end.
By ChristopherP on August 14, 2013
Jamie - Director of Fundraising, Griffith Centers for Children
I purchased a home through Kay and couldn't have been happier with my experience. Kay worked around the clock to get me the best rate possible. She was a joy to work with, very friendly, very knowledgeable and I would, and have, recommend Kay to anyone in the market for a home loan - she was absolutely wonderful!
By buckbdgr on August 13, 2013
Great day to you. You can Purchase or Refinance with the 203k program. If you currently own a home or are buying a home, which you occupy, and are looking to make some minor renovations, FHA has a product that is called the...
It is important to work with a local licensed mortgage originator. Down payment requirements: VA and USD/Rural Housing are 0% down payment, FHA is 3.5% down payment and can come from a gift from a family member,...
Great day to you. When purchasing a new home, you should always discuss your options with a Local, Licensed Mortgage Originator that can come and sit down with you. You can find the licensed mortgage professionals information...


KC mortgage surpassed our expectations! They explained every step of our refinance process and all options available. They were available 24/7 for questions and responded immediately. Customer service was excellent! Perhaps best of all no surprises throughout the process. Our experience was excellent! We will be using KC mortgage for all our future mortgage needs. Indianapolis, IN ~ RON

Without doubt the best individual I have EVER worked with in the mortgage world. Her experience and education is unparalleled. She takes the time to explain things and looks out for your best interest, NOT HERS! Customer first! forget the banks...this is the person you need to be working with!~ Guest

The best of the best. You can trust Kay. Professional fast and the customer service is outstanding. Customer for ever ~ Guest

Kay is the ultimate professional and will not disappoint you with the level of customer service and commitment she offers her clients. Her attention to detail and extensive knowledge of the mortgage industry separate her from everyone else. I strongly recommend Kay for all of your real estate financing needs.~ RKenny

Contributions to Lender411

Articles 0
Blog Posts 4
Advice 129
Poll Votes 96
Equal Housing Opportunity
Subscribe to our news feed.