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Kevin W. Hardin is Director of the Mortgage Mediation Group at McCarthy Law PLC. The Mortgage Mediation Group assists homeowners with issues related Short Sale, Loan modification, Foreclosure, Deficiency, RESPA, TILA and Post Foreclosure related claims under the California Homeowner Bill of Rights.

In 1983 Kevin joined the Air Force and after active duty reenlisted in the Air National Guard and attended New Mexico State University. Kevin obtained his real estate license at that time and began working in real estate while going to school.

Following Operation Desert Storm and completing his National Guard service, Kevin graduated from New Mexico State University with a Bachelor of Science in Sports Medicine and moved into the Real Estate Mortgage Regulatory and Statutory space where he worked for 16 years.

During that career, Kevin served on the Executive Committee for the Arizona Association of Mortgage Brokers (AAMB) and was an active member of MRWG the Mortgage Reform Working Group traveled back and forth to Washington D.C. to lobby the Senate and House for mortgage regulatory reform which was badly needed and the recent mortgage crisis proved. In 1998 Kevin was elected President of AAMB East Valley Chapter with over 200 members.

During his career he focused on the capital and secondary markets side of the mortgage industry with an emphasis on regulatory issues (RESPA, TILA, ECOA, FCRA) before attending Concord School of Law where he received his Juris Doctor.

Kevin is a recognized authority on loss mitigation issues like Short Sale, Loan Modification, Foreclosure Defense, Deficiency Defense and the Dodd Frank Act and as an approved instructor with the Arizona Department of Real Estate teaches 8 different continuing education classes in those topics to AZ Real Estate Agents.

One agent writes:

"Can't say enough great things about Kevin Hardin. He has been monumental in my real estate business assisting myself with questions as well as my clients. I have received several client opportunities from his posts regarding the market. I look forward to his posts to stay current to best assist my clients. I refer all clients thinking about a short sale or a foreclosure to him so that they are able to make an educated decision regarding their future. Thanks Kevin!
-- Cynthia Knight, Chandler, AZ"

From one of Kevin's clients: "Great news! We'll be waiting anxiously. It is so good to know how your firm . Your communication with us from the beginning has been a breath of fresh air in our "world of short sales!" And now, to know that someone with legal clout at the top of your pyramid is watching out for the client to deter the "aftermath," which is possible with these banks! What an eye-opener this has been for us to see that short sales can actually be completed minus our adding more wrinkles in our forehead! We know that it isn't over yet, but anticipate a happy conclusion."
--Claudia Ault, Arizona

Kevin has been interviewed on every major local TV network in the Phoenix market on these issues. As well as becoming the permanent guest on the KFNN Radio Show "Breaking the Bank." Kevin is the co-author of the book "Life After Foreclosure - A practical Guide to Recovery After Losing Your Home." Available on Amazon

Kevin is a regular contributor to the Mortgage Mediation Group blog on short sales, loan mods, foreclosure and other issues facing Arizona and California homeowners. Kevin has also recorded a series of videos on Mortgage Mediation Group's Youtube Channel on loan modification, short sale and foreclosure.

Kevin holds a Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association. Kevin holds an Arizona Real Estate Agent license as well as an Arizona Mortgage Loan Officer license under NMLS.

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