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I have been originating mortgages since 2004. The mortgage process requires commitment, attention to detail, patience, and perhaps more than anything, customer service. As your mortgage loan officer you will always be able to count on me to provide you with the utmost care & attention, efficient service and a competitive edge.


Credit scores for millions of Americans may soon increase due to two major changes in credit scoring. Starting July 1, the three major credit agencies -- Experian, Equifax and TransUnion -- are dropping certain negative...
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Never confuse the amount of your monthly payment with the actual cost of owning. A typical monthly payment includes principal, interest, taxes, insurance and, in some cases, mortgage insurance. Example: $250,000 home $4,000...
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Five Steps To Buying A Home in Maine 1. How much can you afford? Getting in touch with a lender is the best way find out what you qualify for. Your Maine loan officer will take your debt to income ratio, run your credit and...
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As lenders tighten mortgage guidelines for Maine home buyers, minimum down payment requirements are increasing. Several years ago, you could finance a home with nothing down. Today, most conventional mortgages require at...
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If you've been considering taking your home in a green direction, April is the perfect month to make an environmentally friendly update.Installing a solar energy system may be a very smart way to help the...
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Refinancing a first and second mortgage requires some extra considerations. Depending on your equity, you may find that combining the two mortgages results in a higher interest rate. You may also find that you have to carry...
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It is hard to beat the flexibility and great rates of Maine's USDA rural housing loans. These programs are geared toward home buyers who live in rural areas of the Country (that's most of Maine according to USDA)and...
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Credit is one of the most important components in the mortgage approval process. Lenders look at a borrower's credit score, number of open accounts, payment history, type of credit borrowed and a series of other factors...
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