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True $0 closing costs loans. Ask for a quote, and I will show you in writing.

Local. Family Owned. Since 1997.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

I look forward to working with you.

Easy and painless
Matt made the whole refinancing process as painless as possible.We were even able to do the closing at our kitchen table! I would recommend him to anyone.
By philpa_133_452 on January 20, 2013
Wendy from Oswego
After struggling for almost 4 months with my original mortgage company and not getting anywhere Matt Pollina and Smart Mortgage made this the easiest refinance I've ever done. It was completed in less than 5 weeks (2 weeks of which I was on vacation). I've recommended Matt to over 5 different people now and will continue to do so.Thanks Matt!!
By wendy._751_158 on January 18, 2013
This was the easiest refinance I have ever completed! Matt Pollina at Smart mortgage did an excellent job communicating what he needed and making the process simple and quick.John
By john.g_624_497 on January 18, 2013
Highly recommend!
Matt Polina was most helpful in securing the best rate on my mortgage refinance. I did not think I would be elgible for a loan, but Matt worked very hard and I am very satisfied with the outcome. I stronlgy recommend Matt Polina for your next loan.
By leandy_706_849 on January 18, 2013
The FHA recently released another round of changes in Mortgage Letter 2013-04. You can find the letter at Here are the particulars- First, for all case numbers assigned after April 1st 2013 the MIP or Mortgage...
Have you gotten a quote from a bank or correspondent lender recently? Did you notice that there was over $1,000.00 in closing costs? Did you know that the Dodd-Frank SAFE Act actually made obtaining a loan through a broker...
I have been in the mortgage industry for several years. I have always taken a great deal of pride in the fact that my clients are always well informed every step of the way. In that spirit, I would like to explain exactly how...

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