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David Browne's Blog

Rates on the rise
Updated Oct. 9, 2013
Have you thought about refinancing, but just haven't pulled the trigger? Now could be your last chance to capture these low rates! In the past two weeks rates have edged above 4%, and rates could go even higher if the Federal Reserve's so-called Operation Twist, which temporarily pushed down...
USDA Home Loans
Updated Oct. 24, 2014
Millions Now Qualify for an USDA Loan!. I am a USDA approved lender in Hawaii, not a government agency.. Quick facts about the USDA loan program.. Here are some quick facts about USDA, and why Maui & Hawaii in general is perfect for the program.. USDA Rural 100%. Hawaii properties have the location requirements that...
Home Path
Updated Oct. 9, 2013
As most of you know, the majority of US home mortgages are insured by either Fannie Mae or Freddie Mac. So, when a home goes all the way through the foreclosure process, the lender it ends up with is often either Fannie Mae or Freddie Mac. End result is Fannie and Freddie own a lot of real estate and needs to sell it. But how...
What is included in my payment
Updated Oct. 9, 2013
Most first time homebuyers don't know what is included in a mortgage payment.. Your mortgage payment could consist of up to 6 items. Here is a list of all 6 items: . *Principal - these dollars are used to pay down your mortgage balance. *Interest - these dollars go to the lender you borrowed money from and are income...

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