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Melissa Stutes's Blog

Credit DON'TS While In The Mortgage Process!!!
Updated Nov. 14, 2014
DON'T.... Don't make changes to your employment or your income. Proof of employment stability is very important!! Even jobs within the same company can be a RED FLAG when applying for a Mortgage. Changing hours and/or commission structure can also be an issue!!!Don't miss payments on credit cards,...
Using Gift Money for a Mortgage Down Payment
Updated Dec. 8, 2014
Receiving money to cover the costs and down payment for a new home is extremely helpful. It can especially come in handy for newlyweds or those graduating from college and soon starting a career. These two milestones are when cash is generally gifted...and what better way to use someone else's money to leverage...

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