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Michael Ford's Answers

Are there higher rates for cash-out refis?
Yrs, unless new appraisal with refi confirms loan to value 60% or less.
Adjustting rates after a rate lock? Help
No standard..lender case by case. You can start a new loan without incurring any cancellation fees typically though. I am in Eugene. Please call me to discuss your scenario. Mike/541-729-2097
Can I get the seller to pay closing for usda?
Yes, there's no actual rule for 6% max contributions but generally that's a lender overlay to not go above that. Please let me know if I can assist with a loan pre-approval!

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