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Have you ever wondered what factors actually affect mortgage rates for the consumer?

The answer lies on Wall Street. Specifically with the trading of what are called Mortgage Backed Securities (MBS). The MBS bond market trading could result in a dramatically higher or lower payment when you're ready to lock in your rate.
I pay to have access to a Mortgage Backed Securities real-time trading feed monitoring system. Combined with my experience and daily analysis of economic reports and upcoming events in the markets, this system allow me to know first hand what is happening in the mortgage markets in real-time... all in order to help you secure rate locks and protect you as a client from potentially costly market changes. Being in the right place, at the right time for YOUR loan situation.

We have recently been ranked as the 35th largest mortgage lender in America by Mortgage Executive Magazine, funding loans in 47 States and DC. Our lending platform is solid, and we service a large majority of the loans we close ourselves for our clients. This gives us strength in the marketplace to be able to obtain favorable pricing and customer service for our clients.

[Read my BIO here]

We offer Conventional, Jumbo, FHA, FHA 203k Rehabilitation, USDA, VA, we are a Fannie Mae / Freddie Mac direct lender, as well as having a specialty niche in Manufactured Home Lending. We've been around since 1988 and have a very solid foundation. Add in a fantastic team of professionals all here to help you close your loan, and you have a combination that can't be beat!

Feel free to check out our CLIENT TESTIMONIALS PAGE!

I look forward to talking with you soon!

Best Regards,

Michael Patterson
NW Area Manager
NMLS / WA MLO # 69386
Email Me Here

Land Home Financial Services, Inc. (also known as "Land Home" or "Land Home Financial") is an Equal Housing Opportunity Lender. Call your loan officer for details. Rates, Program, Fees, and Guidelines are subject to change without notice. Restrictions apply. Not a commitment to lend. The information, loan option scenarios, and/or guidelines are for illustrative/marketing purposes only and will vary depending on circumstances, terms may not apply to every situation. Land Home only conducts business in states we are approved to. Land Home Financial Services, Inc. 22525 SE 64th Place, Suite 220, Issaquah, WA 98027. Washington Consumer Loan Branch Office License #CL-89331. Corp. NMLS #1796.

We do business in accordance with the Federal Fair Lending Laws & Equal Credit Opportunity Act. Views expressed on this forum do not necessarily reflect those of Land Home Financial Services, Inc. Nothing expressed should be considered to be legal, tax, or other professional advice.

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Michael is top notch
Michael is a wealth of knowledge. Thanks so much for contributing. -Glenn
By gjenne_908_650 on February 22, 2013

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