Veteran College Student getting approved for mortgage?
Hello Sandman!The VA loan and the $8000 tax credit will certainly help you out. What the VA will look for in a loan for you is that you don't spend more than 50% of your income from a new job for all of your debt. In general, if you make a $1000/mo they will not want you spending more than 500.00 on your...

I have a middle fico of 700, is it worth it for me to work on my credit to get it to 720 before i buy a home?
Hello, Typically there is no difference between a customer who has a 700 credit score and a 720 credit score. Give us a call and we can help with any questions you may have!Mike303-596-0261

Do you have FHA loan? mid score 600 puchase home Thank you
Hello!We can help you. We offer FHA loans down to 580 credit scores. With a 600 credit score, we can deffinitely assist you in your new home purchase. Give us a call anytime.Mike303-537-4539

Should I refinance into a 15 year or 30 year? current rate is 5.5%
Going to a 15 year loan will definitely save a tremendous amount of money in the long run. Although it may be beneficial to go to a new 30 year loan with a lower payment and pay extra each month to compare to a 15 year payment. Besides saving you tens of thousands of dollars (and paying off in less than 15 years)...

New home mortgage rates
This is a great time to purchase. With your criteria a 30 year fixed rate loan with no pre-payment penalties your rate as of today would be about 3.75%!

Over 80K underwater on my house What should I do?
Hello, There are possibilities to refiance your home even if you are in a negative equity position. Fannie Mae and Freddie Mac as well as the FHA have options for people in your position.Feel free to call me and I can answer any of your questions in more detail.Mike TrenkleMK Mortgage Group...

I Want to buy a house, but have bad credit
Hello. I would like to speak to you regardong your interest in getting a home. I have several banks that help customers who have had past credit issues and are suffering from lower credit scores. Obviously it depends what os on your credit right now, but a 580 score is not an automatic disqualifier for a...

will lenders take a bad credit borrower if their down payment is around 10%?
Yes! I work with several lenders that work with credit scores down to 530. Give me a call and we can go over your situation to see if you qualify.Mike TrenkleMK Mortgage Group303-596-0261

can my husband use my va benefits to get a mortgage
Unfortunately, you must be on the loan with your husband to be able to use the VA loan benefits. That being said, even if your credit is not as good, we may be able to help as we can do VA loans with credit scores as low as a 530.Mike TrenkleMK Mortgage Group LLC303-537-4539

I've been out of the army for 6 years can I still get a VA loan for a house?
Hello Andy,Yes you are eligible for a VA purchase loan if you received an honorable discharge and have never defaulted on a previous VA loan.Please give me a call and I can get you pre-approved so all you need to do is find a home!Kelley JaegerMK Mortgage Group, LLC303-537-4539 (Ofc)

I have a good job history and 20% down payment BUT credit is 570-580... Can I get a mortgage loan?
Yes you can get a mortgage with those credit scores. It depends on what is currently on your credit, but if you have not had any credit issues for the past year, you typically can get a loan with out ant trouble. Please feel free to contact me.

We are getting renovations done and want to refinance, but worried that rates will go up even more by the time the improvements are done. Can I refi now?
Hi Jessica,Yes, you can definitely refinance before the renovations are done. I'm with you on the concern for interest rates increasing. They have been going up for several weeks now. Give me a call if you want to talk about your options.Have a great day! Kelley JaegerMK Mortgage Group, LLC303-537-4539