Forgotten Your Password?

Need to Register?

Michael Zuren, PhD's Blog

Stay Focused. You can make a difference!
Updated Oct. 24, 2014
Many loan officers pride themselves in the fact that they help people purchase a home they may not otherwise be able to buy. Loan officers often council individuals on their credit, savings histories, employment, and down payment sources to prepare prospective homebuyers to obtain a mortgage. Regulations...
Does the home of your dreams need some TLC?
Updated Oct. 24, 2014
Does the home of your dreams need some TLC?. The Answer May Be:. FHA's Streamline 203(ks) Mortgage . 3.50% down payment required (Gift Funds Allowable). If you are buying a one to four family home that needs repairs or improvements the FHA 203Ks loan may be right for you. It allows up to $35,000 of repairs or...
The Long Term Effects of Student Loan Debt on Mortgage Qualification
Updated Oct. 31, 2014
Many recent college graduates have been unable to qualify for mortgages, auto loans, and other consumer debt because of their student loan obligations. Recent college graduates realization of impending student loan monthly repayment obligations may seem frightening. Most college graduates understand...
Loan Down Payment Options for Homebuyers
Updated Jan. 12, 2015
One of the biggest obstacles in homeownership is the down payment. First-time homebuyers typically do not have the advantages of second-time buyers. Second-time buyers often have equity from the sale of their homes or investments to draw from for down payments. There are various down payment assistance...
How To Obtain A Mortgage With Less Than Perfect Credit
Updated Mar. 21, 2016
Even if you have bruised credit, low credit scores, or simply a less than perfect payment history, you should still be able to qualify for a mortgage with preparation and the advice from a knowledgeable loan officer. An experienced and seasoned loan officer should be able to review your credit report and then...
8 Steps to Better Credit
Updated Oct. 17, 2016
This blog will help you repair and re-establish your credit. The information in this blog will take the guesswork out of improving your credit and pulling your scores up. The following details will help you understand how a credit score is calculated.. The Fair Isaac Corporation developed the "FICO" scoring...

Subscribe to our news feed.