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Marlon Mitchell's Answers

Can I Get an FHA Loan With a Credit Score of 600?
I would love to assist you with this please feel to give me a call at 855-808-Loan (5626) Marlon Mitchell
My score is 777,my hubsands 750; I am a recent stay at home mom, will the lender use my score w/out income?
Your credit won't be taking into consideration; however, your husbands credit and income may still be good enough to quailify for the loan himself. Both parties can still hold title to the property his credit & income will only be used to quailify.
Low credit score of 570. Can I get a $150000 second home loan?
You are really close to being able to make that work. I'd love to speak with you and see about getting this loan done for you. Pleas feel free to call me to discuss further. 816-569-1436 office.
Help..We need a portfolio lender? Are you out there?
I'd like to speak with you about this loan and get a little more information. I may be able to help you with getting this loan done. Please feel free to call or email me.
What are the income requirements for an FHA loan for two people?
I would be happy to assist you in letting you know how much home the two of you would qualify for. Feel free to email or call me at 816-569-1436.
WHere can i find FHA Loan limits in Kansas? DOes this site provide?
Here is a link to help you find Loan limits in any state. Please let me know if have any more questions, or need help with any of your financing needs.
Hcan i get a first time homebuyer loan for property in a flood plain?
As long as you credit and income qualify the property in a flood plain shouldn't be a problem as long as you can obtain flood insurance. I would be more then happy to help with any of your home financing needs. Feel free to call me at 816-569-1436 or email
Can I buy a home if I do not have money for a down payment?
If you have a VA eligbilty the VA offers 100% financing. USDA also offers 100% financing, and the area your in may qualify. I'm a license loan officer in KS & MO, and would be happy to see if you qualify for either one of these types of loans. Marlon Mitchell 816-569-1436
Being self employed affect mortgage application?
Being self employed doesn't effect your loan process as far as programs or interest rates at all. You would just need your last two yrs of tax returns to show your income. If you need any further assistance feel free to give me a call at 816-569-1436.
Are 100% financing options still available for first time home buyers?
Yes we do offer a couple of 100% loans. I'm a mortgage banker in KCMO please call to discuss further, and to see if you may qualify for one of these loans. 816-569-1436
Credit score of roughly 600, looking to refinance Fannie Mae home
I would love to speak with you about this loan. Please call me at 816-759-0200
Can I get a lower interest rate/payment if my credit score is below 600 and I have some lates on my mortgage
It is possible to get a lower payment depending on what your current rate/loan you currently have, and when the mortgage lates took place and how many 30 day lates you have. I would be happy to speak with you about your credit and to let you know what you currently qualify for. Please feel free to email or...
How long does it take to get a new mortgage?
That would depend on the type of loan your doing, but usually 3 weeks or less . But depending on the loan it could be 30+ days. Feel free to give me a call should you have anymore questions. +1 (855) 808-5626
Should I refinance if moving in a few years?
I would say it's worth looking into if you can do a no closing cost loan, because if you can't recoup the money spent to do your refinance in the 3 to 4 years before you move it wouldn't be worth it. With that being said I also would look at your savings monthly that you get with a longer term...
we would like to refinance our home but we have bad credit ,they are 590and 589 can we refinacace with credit like that . Mo
You are not that far off from being able to be approved. Give me a call for a free consultation (816-759-0200 Marlon Mitchell) and review of your situation.
Loan options with no mortgage insurance
There are several programs that may help you to avoid paying PMI. If you would like call me for a free consultation at 816-759-0200 into helping you fulfill your home financing needs. I am a local Lender in your area and would love to earn your business.
Want to buy a house for $600,000 in California, dual income $80k / year. What are my options?
I would love to speak with you futher to give you all possible options. Please free to give me a call 855-808-Loan(5626) Marlon Mitchell
What is the down payment requirement for a veteran loan?
There is no down payment requirement for a VA loan, nor mortgage insurance. Great loan to have! Feel free to call me to discuss and to get pre-approved. 816-759-0200
could i go zero down for VA with a 620 credit score?>
Yes I would be happy to assist you with that. Please feel free to give me a call at 1-855-808-Loan(5626)

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