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Most Lenders spend a large percentage of their time looking for new business. We devote the time to serving you. By exceeding your expectations, and serving you beyond one transaction, we can be confident of your satisfaction and subsequent referrals. Home Equity Mortgage, LLC was founded by Nancy J Releford over 20 years ago & has been in the industry for 28 years+. She has built her business with knowledge, credibility & integrity! Thanks to modern technology, we are as efficient long distance we we are in our own neighborhood. "EXPERIENCE ISN'T EXPENSIVE IT'S PRICELESS"

Past President of the TN Mortgage Brokers Association

2006 & 2007 Voted by Peers "Mortgage Broker of the Year"


With record numbers of individuals seeking home loans these days, it's no surprise that scam artists have developed new ways to separate borrowers from their money. Mortgage scams are on the rise and typically target...
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So you are thinking of buying your first home? Congratulations! You are taking a big step that will help you realize the dream of many as well as build personal wealth. As a first time home buyer you should know that there...
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Buying a home is the best investment you can do in your entire life. Not only that it gives you the pride of becoming a homeowner, it also gives you the security that you have a place to stay at the end of the day. This is...
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The general mantra in the real estate world is you want to avoid paying points when obtaining a mortgage. As with most assumptions, this is not always true. Using Points To Cut Your Interest Rate When discussing mortgages, it...
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Losing Your Home to Someone Else Can Be Painful! There are a number of dreams centering on each of our homes. We have memories there, we have the feelings of sharing, we feel just the warmth and home is something that is the...
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It's not easy to buy a first home, so here's a suggestion that may be surprising: Instead of buying one residence, buy several. What I'm suggesting has nothing to do with late night infomercials or books that...
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This is the most popular type of mortgage as the monthly payment for interest and principal remains fixed through out the mortgage term, Property Insurance and taxes may increase but the monthly repayment of the amount will...
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The market of new houses is now experiencing a great increase in sales and profit. Old houses are now being traded for newer ones. A great way to finance your new home purchase is to mortgage.If there are instances that you...
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