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I have been serving Fresno and Central California's mortgage needs since 1994. You receive the advantage of my knowledge and experience to smooth out the hassles, avoid speed bumps and insure that you get the best rates and programs that are currently available as well as the RIGHT program for your needs.

www.OneRay.com

FREE Consultation & PreApproval.
Seriously! I love talking about mortgages and real estate.
Call, text or email me today. (559) 446-2882 Ray@OneRay.com


Specialties: Home mortgage lending for purchase and refinance of residential properties. I don't sell Real Estate, Insurance or Am-way and I don't know anything about replacing the alternator in your Bugatti. What I do exceptionally well, however, is mortgage loans. I specialize in helping people achieve their goals and dreams.

Programs include: FHA | VA | FHA 203(k) | FHA High Balance | HECM Reverse Mortgage | Reverse Purchase | Conventional | Jumbo | USDA-RD | Construction| Rehabilitation |HBAP | DAP | CalHOME | Cash-out | Homestyle |Boomerang | 1st Time Buyers | Home Ready | Debt Consolidation | Investment | MCC | HARP | Streamline | CalHFA | CalHome | Platinum | Saphire |Access | CHDAP | etc...

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