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Paul Benezra's Answers

Is it possible for us to refinance?
Good Day,It is possible, we do have lenders that offer loans to less than perfect credit borrowers. The first place to start is to view a current credit report. we can also help suggest how to improve your credit.I hope this helps.Sincerely,Paul BenezraCascade Equity Group, Inc
HARP Refinance question
Yes, if your loan is Fanie Mae owned, your properrty may qualify for no appraisal a local mortgage company in your area
Can I use the equity from my first home to get a better mortgage on another property?
Yes, I would be hapy to go over the details with you. you can reach me at 425-272-2723Paul
Refinancing my home with 706 credit score
Rates are still at historic low's - besides the monthly payment savings, you have an opportunity to save thousands of dollars in interest savings. I would be happy to work up a payment and interest savings scenario for can reach me at 425-272-2723 Located local in Bellevue, WAAll the...
are there any lenders who can do fha for 3% down?
Hi, FHA minimum is 3.5% but gift funds are also allowed if you only have 3.0%There are several zero down options available... VA loans, USDA Rural and Washington Bond Loans. We are local in Bellevue, feel free to call me at 425-272-2723 and we can discuss your optionssincerelyPaul...
What is the max seller contributions in fha 2014?
Hi Jonathan,At present time, seller concessions are still limited to a total of six percent. We will report any changes to the six percent limit as they become known, but for now the six percent seller contribution limit is the official rule. This six percent limit does not change based on the price of...
can i get a mortgage even though i also have student loans
Yes, As long as you qualify with your current income. Student loands are not a problem. also if they are in deferment. the lender may not count them as debt yetfeel free to call me at 425-272-2723Paul BenezraNMLS 117023
some lenders will allow the non borrowing spouse to have just a ITIN #. Let me know if I can help. Email me
if you are a non borrowing spouse, than you are not going on the loan. Washington is a community property state and you will only go on title to the property. NO SS would be required in this circumstance.
Yes, you can more than one co-signer. I would be more than happy to discuss in more details. we are located in Bellevue for your convenience. Feel free to call or text me at 425-272-2723.
Who provides the mortgage insurance?
Hi Michele, the lender provides the mortgage insurance. For home insurance, you choose your own insurance company. (statefarm, allstate, farmers, etc)I am local in Bellevue, feel free to call me anytime 425-272-2723 or

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