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ANNA N. DARRETT (NMLS 115474 & DRE 01823057)'s Blog

Why PMC?
Updated Oct. 9, 2013
Platinum Mortgage Company is on pace with its projections and growing fast - 7 DRE Approved Branches this year alone and 4 more opening in 2011.We believe the Real Estate market will definitely turn around sooner than expected and we are READY for it. HERE ARE 10 REASONS WHY YOU SHOULD PARTNER WITH OUR GROWING...
Updated Oct. 24, 2014
o Flips now acceptable on FHA loans with less than 90 days and over 20%!o Conventional w/ NO MI to 95% LTV, purchase or refi r/t, only need a 680 fico!!!!o Conventional to 97% now w/MI!!!!! Used to be 95%.o Check out our FHA high balance pricing!!!o CALHFA w/ 620 fico and CDHAP 2nd to 99% LTV, 1st and 2nd- First time...
$15,000 FREE GRANT $$$ for 1st Time Home Buyers - Wow!!! - FHA ONLY
Updated Oct. 24, 2014
The Workforce Initiative Subsidy for Homeownership (WISH) Program. Learn More - Workforce Initiative Subsidy for Homeownership (WISH) Program provides matching grants to qualified first-time homebuyers:o The household income of the homebuyer at...
Updated Oct. 24, 2014
A borrower may pledge assets to offset the required down-payment. Rather than having your borrower liquidate assets, they have the option to keep their portfolio intact with their Asset Manager. They can benefit from avoiding substantial capital gains tax, their money will continue to work for them and earn...
Updated Oct. 9, 2013
EXCELLENT ALTERNATIVE TO TRADITIONAL FINANCING!!. A borrower must OWN securities such as stocks, bonds, mutual funds to be eligible for a No Doc Stock loan.Many people own securities such as stocks, bonds, mutual funds, etc., but don't want to sell them in a "down" market. They know that eventually in time...
The Emergency Homeowner's Loan Program (EHLP)
Updated Oct. 9, 2013
The Emergency Homeowner's Loan Program (EHLP) application process has reopened in 27 states and Puerto Rico to give homeowners at risk of foreclosure more time to apply for the program. Applications will be accepted through September 15, 2011.. EHLP will assist homeowners who have experienced a...
Los Angeles County Decline-in-Value Request for Review
Updated Oct. 9, 2013
Apply online .. Applications MUST be filed between June 1 and November 30, 2011.Online applications cannot currently be filed by tax agents.. *** most counties have an online application ***.
SIVA (S/E & W2) Programs
Updated Oct. 9, 2013
SIVA / 700+ FICO O/O Second Home or N/O/O1-4 Units / Condo OK / Must be Fannie Mae Approved Project$250,000 - $1,000,00060% LTV to $1,000,00055% LTV to $1,500,00050% LTV to $3,000,0003/1 Arm 5.250%5/1 Arm 5.750%7/1 Arm 6.250%$1,000.00 Bank Costs plus cost of appraisal ($500+/-) plus escrow, title and the usual...

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