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Ralph Richard Guertin has been one of the top Mortgage Specialists over the last DECADE in Florida. Located in South Florida for over 22 years, Ralph has a talent for finding and locking the best rates available at the time of the transaction, historically Ralph has been tops in his company closings. He attends all of his closings and is always available for any question 24/7...

If the combination of Best in class customer service in combination with best rate and terms in the industry, then look no further as you have found the company and your Mortgage Specialist for LIFE..

when you only want the Best...

Ralph Richard Guertin

Ralph@absolutelowrates.com

954-274-7725


TO LOCK OR NOT TO LOCK THAT IS THE QUESTION: Quite frankly, it's an oversold market. The FED whispered he might move up the easing process IF IF IF the economy continues on its slowly recovering path. Will that be the...
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Mortgage rates get boost from stock rallyBankrate.comBy Polyana da Costa ...
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Harp 3.0 maybe coming to a town near YOU SOONER than you think...Obama Needs votes and the people and our economy need help...sounds like it match amde in Washington Heaven...... Possible highlights of the proposed...
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Hi, big week this week with the Fed speaking Tuesday thru Thursday, with Greenspan speaking on Thursday to cap it off. Traders of MBS(mortgage backed securities) are looking for some key words, like another stimulus package...
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Just a quick update of the HARP 2.0 released in mid March: We are closing alot of loans, homeowners are saving 100's of dollars per month, with my personal best being over a thousand of month savings or 12k per year in...
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Well HARP 2.0 is finally rolled out to the public, Freddie Mac went live on March 12 and Fannie Mae as of March 19th. Is it running they way the Government wrote it up??? That's the million dollar question and the answer...
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To Lock or Float, that is the question:Average 30 yr fixed rates have risen back to 4% from 3.875% for the first time in over a month. Now not a reason to panic but there is more risk than reward potential in this market and...
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Adjustable-rate mortgages seem to be a relative bargain as compared to fixed-rate mortgages.Historically, there has been a 1% difference between fixed rate mortgages and adjustable rate mortgages.Today's average,...
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1)To Whom it May Concern. Ralph Guertin helped us secure a great mortgage on our new home in Delray Beach, Florida. My wife and I were very pleased with his services and found him to be fast, efficient and very knowledgable. He was also very easy to work with. Nadia and Steve Feldman 2)Thanks Ralph,everything is wonderful so far and thank you very much for all your help. I will definitely recommend your services to all my friends, family and peers at work.sincerely,Vivian CruzOrlando Florida3) Ralph,I would be happy to recommend you and will keep you posted as the opportunity presents itself.DK Boca Raton4) Hi Ralph,Thank you for all the extra things you did to secure my mortgage. I appreciate not only the low rate you obtained, but you attending the closing. If you had not been there I probably would still sitting in Fort 'Lauderdale waiting for the agent to get final approval If and when I have the opportunity I would surely recommend your services,Sincerely,Anne Walner Boynton BeachSent from my iPhone5) Hi Ralph!I will most certainly refer you to my friends and family. You provided excellent customer service and answered all of our questions! I LOVE my house and very happy you were there every step of the way!Sherry SanRomanOrlando Florida6) Classification: UNCLASSIFIEDCaveats: NONEHey Ralph:I wanted to drop you a note to express my thanks for helping me secure amortgage for our retirement home. I was thrilled that you were able to workaround all my issues that came up during this purchase process.I will recommend my family and friends who are shopping for homes to you,but perhaps a better way for me to repay you would be to offer to help youwith any issues you may have in the Orlando area. I can give surety that not only I found a great broker but I also haveanother friend.Again, thanks for your help BATTLEBUDDY (military compound word for friendsuntil the end).Sincerely,Julio1SG Julio C. LinaresOrlando Florida7) Ralph and Becca - Just want to take a second to thank you for all that you did to help us secure a home loan. While it wasn't easy to get there, nothing worthwhile should be, and that is certainly true in this case. We are very, very happy with our new home. We want to begin making payments immediately, but have yet to receive any information on whom to make the payments to. We also want to set up a payment schedule so that we make 26 bi-weekly payments, plus an additional payment of $2,500 a year which we're ready to make now. Can you point us in the right direction by letting us know whom we should be contacting to set up the mortgage payments?Many thanks, Sean and Sherry SanRoman

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