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I am are truly passionate about my profession and the result is that nearly 100% of my business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors. My mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, my dedicated team stands ready to assist each and every step of the way.

I understand that it's not just a house, it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. I can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

You only think about home financing a few times during your life. I think about it every single day. It's your home and your future. It's my profession and my passion. My team and I are ready to work for your best interest.

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Service is excellent
Richard and his team keep you informed every step of the way. Communication is the most important funtion of any transaction and they have it down.Thanks to Richard Woodward for helping me and my clients with smooth real estate transactions for over 14 years,Pam GossickKeller Williams RealtyFrisco, Texas
By pamgos_761_878 on October 27, 2011
I work with many Texas Realtors and one of the conversations we always have is how to find more buyers and sellers. Selling real estate is a rewarding career with the great reward of helping families find a home. The...
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Foreign National Mortgage This program is designed for true foreign nationals, or persons of other counties, who would like to purchase a second home or investment property in the United States. A case-by-case approval...
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Many of my clients come to me after suffering a credit crisis. One of the first things they tell me is that they have no debt and don't want to open any new credit again. I hate to tell you but that is exactly the...
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Home Prices Climb As Supplies Drop <p style="line-height: normal;">Home Inventories Shrink as Prices Rise <p style="line-height: normal;">Wake-up Call For That 'Buy Low' Opportunity?</p><p...
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Pending home sales for the month of October climbed 10.4% to 93.3, the highest level of 2011. This also represents a 9.2% increase over October of last year. Pending home sales is a forward looking indicator that measures...
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I am hearing rumors that there will be another housing dip nationwide. Fitch Rating, a company that rates mortgage servicers and other industries, is reporting that lenders are ramping up foreclosure proceedings for seriously...
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Buyers under $280,000 will see increased cost for FHA Loans.FHA Announces New Premium Changes : On Tuesday, August 10, 2010, FHA announced that the new implementation date for up-front and annual premium changes will be...
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It's a whole new ball game. New restrictions on bank overdraft fees mandated by the financial reform bill kicked in Sunday. Depending on how careful you are about keeping track of your bank balance, the new regulations...
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