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We specialize in FHA, VA, & Conventional loans. If you have a 600+ credit score I can help you get into a home. If you are under 600 I can help guide you with what needs to be done in order for you to get your scores up and into a home quickly.

Fill out an application here by following this link for an approval today

We believe in open, honest communication and nothing is hidden from our customers. This is why 40% of our new clients are referrals. When a client commits to us for their mortgage, we do the shopping for them. As a Direct Lender we search our database of most major mortgage investors and hundreds of programs to find the loan best suited for their needs. Whether our customers are searching for the best rate on a fixed rate loan, the lowest fee structures, or loans without mortgage insurance, we have a program. We don't believe in putting your personal information on the auction block like some mortgage companies do. This translates into satisfied customers for all parties in the mortgage transaction.

* We draw and order our closing papers and we also order with our own funds. You will have papers, a HUD-1, and money at your closings ahead of time.

* Our interest rates and fees are typically lower than the national average.

* The ability to close loans in several states and more to come

* Low and honest fee structure. We have nothing to hide and will answer any questions.

* Our loan officers do not make outside sales calls. They stay in the office working on your loan.

* I return all phone calls and email daily before I leave for the day.

I came to the Mortgage Industry after 20 years of Sales and Customer Service experience to start a new and rewarding career that allows me to help my clients with the biggest investment and purchase of their lives. Now with 13 years in the mortgage industry, I would have to say that taking the time to educate my borrowers, and helping them to obtain a loan that best fits their needs, is the part I love most about my job.

With everything I do I try to exceed expectations, set new standards, and help others along the way grow beside me. I have always been a top producer, and by the end of my Rookie Year, I was able obtain a national ranking of 37th in the Country by mortgage originator magazine closing over 160 loans. In 2011, 2012, & 2013 I was in the top 1% for customer service in the country by 5 star professional. I achieved this success by being honest, educating my clients, supplying outstanding customer service, and providing them with the most competitive rate and terms on the market

As an Executive Mortgage Banker, I specialize in both FHA and Conventional loans. If you have any questions regarding your loan please give call me direct at 281-923-6956 or by email at I would be more than happy to talk with you about your mortgage opportunities.

Rick Carrier
CMG Mortgage


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