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Robert Schiano's Answers


I have a middle score of 700 and shopping for a home loan in the price range of $300,000. My income is 66,000. My husband has income of 45,000, but his middle score is below 600. What are our options at this time?
Hi Adrienne,The easy answer to your question would be to try and qualify on your own. If your debt to income ratios are too high, then we can explore a few options:1) Use your husband with his current credit scores- this scenario will have tighter lending restrictions2) Raise your husbands credit,...

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