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Ruby Stover's Answers

What is the lowest credit score needed to get a loan?
Hi Gisselle9. I've just done loans in Princeton Indiana this week! FHA has programs down to 550 but you would be required to put 10% down but with a 580 score it would be the minimum of 3.5% down and yes there is a no score program with alternative tradelines such as cell phone, insurance, of course you would...
Do overdraft charges affect loan approval?
How old are the overdrafts? If they are recent enough that they are on statements that you are turning in to underwriting you will need a very good explanation of why you had them and hope you don't get denied but if they are truly as old as you are saying hopefully they aren't going to show up. Do you have a...

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