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Locally owned and operated, Colorado Mortgage Broker that is licensed and bonded with over 15 years of experience. Owner previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs.

We are your mortgage broker for life and we can do this by providing the most competitive mortgage rates for purchases and refinances because we have many different lender to choose from for your specific scenario. You cannot get that from the big banks as they have one source of rates and that is their own. We also tend to offer more competitive rates than other mortgage brokers due to having low overhead and being approved with some of the competitive lenders in the industry.

The loan products that we can offer include: Conventional, Jumbo, FHA, VA, USDA/Rural Housing, Fannie Mae Homepath, Freddie Mac HomeReady, and Reverse mortgages. We have credit scores down to a 580 on FHA, and even 1 year out of bankruptcy or foreclosure - subject to qualification.

Company and Loan Officers are Regulated by the Division of Real Estate NMLS #392727, Mark Hemingway NMLS #254933, CO LMB100010723


Amazing Loan Officer
Mark Hemingway is by far one of the best loan officers I have ever worked with. He is very responsive - he returns phone calls and emails in a very timely manner. He works hard for his clients and makes sure they are well informed every step of the process; from the initial application to the closing. He is friendly, efficient and professional. Because of this he has many, many return customers. If you are looking for a knowledgeable loan officer that can make the refinace or purchase process as painless as possible, Mark is your guy!
By carlas on July 23, 2015
After the recent spate of sub-par housing news, October Housing Starts rose 1.5% from September to an annual rate of 1.228 million units while Building Permits beat expectations. However, single-family starts declined 1.8%...
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The job market continued to strengthen in October and rebounded after an ease in job growth in September due in part to severe weather on the East Coast. The Bureau of Labor Statistics reported that U.S. employers added...
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Fannie Mae released its July Home Purchase Sentiment Index (HPSI) showing that home purchase sentiment hit its plateau as high home prices stymie trade-up confidence. The HPSI fell in July for the second consecutive month,...
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Technicals take a backseat to the Jobs Report which is set to be released tomorrow morning. Locking your loan is recommended in the short-term, 30-days or less until closing. For all other loans with more time, you can float...
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Strong job growth continued in May as the U.S. economic expansion continues its winning ways. The Bureau of Labor Statistics reports that Non-Farm Payrolls rose 223,000 in May, above the 190,000 expected and up from 159,000...
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Home prices continued to edge higher in March due in a large part to low inventories of homes for sale on the market. The S&P Case-Shiller 20-City Home Price Index rose 6.8% from March 2017 to March 2018, matching the...
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Mortgage rates continued their trek higher this week due in part to the continued growth in the U.S. economy and a tight labor market. Positive economic data usually pushes Bond prices lower, which leads to higher rates....
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Wholesale inflation was rather tame in April with the smallest amount of gains seen since the end of 2017. The decline was led by lower prices for food and gas. The April Producer Price Index rose by 0.1%, below the 0.2%...
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