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Florida State Mortgage Group, Inc. offers some of the lowest rates and fees found anywhere in Florida. No matter FHA, VA, convention or Jumbo you need to obtain a quote from one of our highly professional mortgage loan originators today.

Attention all US Military Veterans and Florida First Time Home Buyers* - Florida State Mortgage Group, Inc. is extremely proud to be able to provide you with a Florida Mortgage Credit Certificate ("MCC"). What is a MCC? The MCC will provide qualified Borrowers with a $2000 annual IRS tax credit for as long as they own their new home as their primary residence and maintain the original FSMG mortgage. DON't LEAVE MONEY ON THE Florida State Mortgage Group, Inc. today to determine if you qualify.

Do you also need a REALTOR(R)? One stop real estate shopping anywhere throughout Florida? Real estate and/or mortgage lending services. Same day mortgage approvals and 10 day closings.

Now how about Steve? Originally from Massachusetts, began his real estate career as a REALTOR(R)in 1984 with Century 21. He has been living in the Fort Lauderdale beach area since 1989. He has earned the most prestigious National Association of REALTORS(R) accreditations of ABR (Accredited Buyer's Representative),CRB (Council of Real Estate Brokerage Managers), CRS (Council of Residential Specialist), and GRI (Graduate of the REALTOR(R) Institute). Less than 5000 of all REALTORS(R) have obtained all of these accreditations. Steve has extensive marketing and management experience and is very active within the real estate community. Stephen is licensed by the State of Florida as a Real Estate Instructor and Mortgage Loan Originator. He is the principal representative of Florida State Mortgage Group, Inc (a Florida licensed Mortgage Lender NMLS#393326) which operates as a marketing and service partner along with Florida State Realty Group, Inc. with offices located in Fort Lauderdale, FL.

Steve is regularly engaged as a real estate expert witness by numerous Florida law firms to consult and testify as a real estate expert witness in cases throughout Florida in both County and Circuit Courts as well as the Federal District Courts. These cases typically involve claims concerning the licensee's standard of care, negligence and/or alleged breach of fiduciary duties.

*First Time Home Buyer is someone that has not owned a home in the past 3 years. This program is open to any primary residential real estate purchase anywhere in Florida; maximum allowable income and purchase price limits apply.

FHA financing is the financing of the last resort, or it's supposed to be that way By: Stephen B. McWilliam, President NMLS#375690 - Florida State Mortgage Group, Inc. NMLS#393326 Buyers, REALTORS(R) and even most loan...

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