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Steven Brand's Blog

Own a Home or RENT???
Updated Oct. 9, 2013 Trulia put this article out on Monday... Here's the details:. Trulia compared the median list price of a two-bedroom home with the median price paid for rent in 50 cities. The...
HARP loans... they ain't dead yet!
Updated Oct. 24, 2014
Rates went up quickly earlier this summer... but when the Feds said they're not going to start TAPERING their buying of MBS (mortgage backed securities) on September 19th rates slid back down.. Many "mortgage guys" out there were Chicken Little and thought the sky was falling and the world was ending.. I just...
2014 Mortgage Predictions and Thoughts
Updated Jan. 16, 2014
There are a handful of things that are going to have a major impact on qualifying for a home loan in 2014.. First of all there are new major guidelines changes this month that are called Ability To Repay (ATR) and the new definition of a Qualified Mortgage (QM). They're ominous and the impact is more far-reaching...

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