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There is nothing more gratifying to me as a professional, than helping a 1st time home buyer with a customized loan program and financial educational tools that will help start their journey of building a successful financial life.

Having an accounting background makes me uniquely qualified and at the top of my Industry in understanding complex tax situations, especially for self employed borrowers. Having closed almost 6,300 mortgage loans; gives me a very deep experience level. Having kept abreast of Realtor issues for 30 years as well, through licensing gives me a unique perspective to what agents have to go through on a sales transaction.

It takes long time experience, empathy and knowledge to attain a long range financial strategy for clients. Be it through my knowledgable backgrounds or my ability to work with a client's team of financial professionals to include Wealth Managers, CPAS, Insurance, Financial or Estate planners. I would welcome the opportunity to be of service to you....


According to the national Association of Home Builders Housing Opportunity Index, 64.7 percent of new and existing homes sold in October, November and December 2013, were affordable to families earning the U.S. median income...
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The goal of every taxpayer is to make sure the IRS gets as little as possible. So, you need to take every tax deduction, credit or other income adjustment you can. Here are 10 tax breaks -- some for itemizers only, others...
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Folks in the housing biz love people who want to buy homes. And these days, many real estate and mortgage brokers feel especially fond of so-called rebound or boomerang buyers -- people who lost a home to foreclosure, but are...
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True Leadership must be for the benefit of the followers, not to enrich the leader...--John C. Maxwell...what is servant leadership? The concept of servant leadership starts by being a servant first. A servant leader must...
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Markets in 54 out of the approximately 350 metro areas nationwide returned to or exceeded their last normal levels of economic and housing activity, according to the National Association of Home Builders. Reports show that...
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On November 20, 2013, the final rules on the replacement of the current consumer disclosure forms required under RESPA and the Truth-In-Lending Act were released. The new, integrated Loan Estimate form and Closing Disclosure...
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The Multifamily Production Index released recently by the National Association of Home Builders, reached 54 in the third quarter, seven points lower than a spike in the second quarter but the seventh consecutive reading above...
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FHA Mortgage Limits List - FHA Forward Message: MORTGAGE LIMITS SUCCESSFULLY COMPLETED Mortgage maximums as of Wednesday January 01, 2014 (44 records were selected, 44 records displayed.) MSA Name MSA Code Division County...
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