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William Fanning's Answers

Aside from credit score, what factors are taken into consideration to determining my rate, amount available to me, and payment terms.
Loan to value, type of property, occupancy (owner occupied, second home, non-owner occupied), loan amount, type of loan (purchase, rate/term, cash-out), length of lock, if the loan is escrowed - should be most of them. A lot of pieces to determine an interest rate.

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