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Her broad knowledge and expertise extends to all aspects of financial well being, as well as the adversity that many consumers face when obtaining a mortgage in today's lending industry. Tonya's expertise stems from over 18 years experience learning all aspects of the mortgage process, from originating loans to processing and underwriting them. Understanding the role of processing, underwriting, closings, managing all of operations has made Tonya one of the Top Producing Managers in the country. In August 2007 she was nominated Super Star of the month out of the nation by Mortgage Originator Magazine (M.O.M) and in addition was named by them one of the Top 200 in the nation in 2008 and in the Top 50 in the country for producing FHA/VA loans. In 2009, she was in the Top 200 producers in the nation by Scotsman Guide Magazine. In 2011, a top 150 producer in the nation, as published in Organization News. Also in 2011, Tonya ranked #127 in the nation by Scottsman Guide and #45 in the nation for FHA volume closed. This is in addition to many Mortgage Banker awards in Middle TN throughout the years.

Tonya is the host of the 2 hour live talk radio program "The Tonya Esquibel Real Estate Show" on Nashville's Live and Local Talk Leader Supertalk 99.7 WTN and is also the Exclusive Lending Expert for Home Center Network featured on Comcast Channel 49. With education being her passion she regularly holds Consumer Seminars and Realtor Training on numerous topics about empowering your credit scores, factors that drive interest rates, maximizing your home buying experience, why choose an FHA or VA Mortgage, Mortgage Insurance options available, and many more educational topics that arise in the real estate industry.
She offers an Exclusive Divorce Program that not only just focuses on how to not let your credit scores become damaged after your divorce but also in this program she shows you the main things to consider when going through a divorce. Her program consists of an expert in each essential part to give you advice so your divorce is done successfully. She works with Divorce Attorneys that understands the credit and financial challenges that could occur in the future if not done efficiently; Financial Planners to help advise how to diversify and split up your assets; Realtors to coach and guide you through the best way to list and sell any currently owned properties, or help you with a new purchase; CPAs to help you with your taxes; Estate Planning Attorneys to revise your will or trust; Appraisers to ensure values; Home Inspectors to determine repairs and condition of the property; and insurance advice on coverage and deductibles.

Tonya has personally reviewed and assisted clients in increasing their credit scores and has evaluated the personal finances of countless individuals. Tonya's knowledge spans economic trends, consumer credit, credit capacity, luxury and fine home financing needs, multiple mortgage programs, housing markets, economic indicators, as well as the impact of real-life issues such as helping families with budget planning to cut back on spending habits, marriage, bankruptcy, and foreclosure on individual finances.

With a new year comes an exciting new beginning for Tonya Esquibel and her team... a move from SWBC Mortgage to Summit Funding! Summit Funding is not only in the top 100 in the nation, but also is owned by one of the owners of The Core. Esquibel is looking forward to the exciting things 2013 has to offer seeing as how 2012 was the best year in her career thanks to the coaching she received from The Core.

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