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Terri Hardin's Blog

2 Common Myths about working with Real Estate Agents
Updated Oct. 9, 2013
I have noticed that with-in the Military community it is common practice to PCS without the help of a Real Estate Agent or more specifically ONLY calling listing agents for the properties you want to see...the thought behind this I suppose is "I can get a better deal if I don't involve another agent and contact...
Increasing value in your home
Updated Oct. 9, 2013
As a homeowner of one of the many upside down houses in the marketplace right now I have found myself researching which home improvements will actually increase the value of a home. Not only is my home upside down but I have one of those lovely 6.5% interest rates and no way to refinance so I have also been looking for...
What to gather before applying for a Mortgage Loan
Updated Oct. 9, 2013
When applying for a Mortgage you will have to gather and hand over A LOT of paperwork to your lender. In order to receive a pre-approval or intent to lend, which are the strongest types of letters for sellers to see along with your offer to buy their house. These letters give the seller confidence in your ability to...
5 rights that the consumer may not know when getting a mortgage loan!
Updated Oct. 9, 2013
Getting a mortgage loan can be a scary thing for some people. It is important as the consumer that you know your rights when getting a mortgage loan. . 1) You CAN shop around for a mortgage. Now don't mistake this as me telling you to look into 20 different lenders. That will affect your credit. Look a few lenders...

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