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Cathy Talley's Answers

My mom has good credit but mine is poor. But we need both of our income. what can we do?
As lenders, we have rules we have to follow just like anyone else. One of those rules is that if we are using the income of an individual we must also use their credit. Another rule is when two people are buying we must use the LOWEST MIDDLE score. So, if your credit is not good, it is a matter of improving your...

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