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California Interest Only Mortgage Rates

Updated: October 22, 2019

Search Rates

Displaying rates for Mortgage Refinance in CA for $200,000

3.751%

APR
30 Year Fixed
3.750% Rate $927/mo
  • Updated October 22, 2019
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4.000%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated October 22, 2019
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

3.721%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated October 22, 2019
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3.538%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated October 22, 2019
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
PRODUCTS RATES +/-
30 Year Fixed 3.75%
15 Year Fixed 3.21%
5/1 ARM 4.22%
Tuesday, October 22, 2019

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Mortgage rates for California go up to 3.75%

Tuesday, October 22, 2019

Mortgage rates for California on Lender411 for 30-year fixed-rate mortgages are at 3.75%. That increased from 3.71% to 3.75%. The 15-year fixed rates are now at 3.21%. The 5/1 ARM mortgage for California is now at 4.22%.

Interest Only Rates in California

When you buy a home in California or refinance your existing mortgage with an interest only mortgage loan, you are taking out a 30-year mortgage, electing to pay "interest only" (instead of principal + interest) for a set period of time, such as 3, 5, 7 or 10 years. After the end of the "interest only period", the monthly payments readjust to include the principal, and the loan is re-amortized for the remaining years. Check out our main page on Interest Only Mortgage Rates.

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