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New Jersey Interest Only Mortgage Rates

Updated: January 15, 2019

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Displaying rates for Mortgage Refinance in NJ for $200,000

4.082%

APR
30 Year Fixed
4.000% Rate $955/mo
  • Updated January 15, 2019
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4.800%

APR
30 Year Fixed
4.750% Rate $1,044/mo
  • Updated January 15, 2019
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PRODUCTS RATES +/-
30 Year Fixed 4.50%
15 Year Fixed 3.79%
5/1 ARM 4.17%
Tuesday, January 15, 2019

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Mortgage rates for New Jersey go up to 4.50%

Tuesday, January 15, 2019

Mortgage rates for New Jersey on Lender411 for 30-year fixed-rate mortgages are at 4.50%. That increased from 4.46% to 4.50%. The 15-year fixed rates are now at 3.79%. The 5/1 ARM mortgage for New Jersey is now at 4.17%.

Interest Only Rates in New Jersey

When you buy a home in New Jersey or refinance your existing mortgage with an interest only mortgage loan, you are taking out a 30-year mortgage, electing to pay "interest only" (instead of principal + interest) for a set period of time, such as 3, 5, 7 or 10 years. After the end of the "interest only period", the monthly payments readjust to include the principal, and the loan is re-amortized for the remaining years. Check out our main page on Interest Only Mortgage Rates.

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