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New Jersey Interest Only Mortgage Rates

Updated: August 22, 2019

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Displaying rates for Mortgage Refinance in NJ for $200,000

3.642%

APR
30 Year Fixed
3.500% Rate $898/mo
  • Updated August 22, 2019
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4.549%

APR
30 Year Fixed
4.500% Rate $1,014/mo
  • Updated August 22, 2019
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PRODUCTS RATES +/-
30 Year Fixed 3.64%
15 Year Fixed 3.33%
5/1 ARM 4.13%
Thursday, August 22, 2019

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Mortgage rates for New Jersey go down to 3.64%

Thursday, August 22, 2019

Mortgage rates for New Jersey on Lender411 for 30-year fixed-rate mortgages are at 3.64%. That dropped from 3.68% to 3.64%. The 15-year fixed rates are now at 3.33%. The 5/1 ARM mortgage for New Jersey is now at 4.13%.

Interest Only Rates in New Jersey

When you buy a home in New Jersey or refinance your existing mortgage with an interest only mortgage loan, you are taking out a 30-year mortgage, electing to pay "interest only" (instead of principal + interest) for a set period of time, such as 3, 5, 7 or 10 years. After the end of the "interest only period", the monthly payments readjust to include the principal, and the loan is re-amortized for the remaining years. Check out our main page on Interest Only Mortgage Rates.

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