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North Carolina Interest Only Mortgage Rates

Updated: October 20, 2020

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Displaying rates for Mortgage Refinance in NC for $200,000

PRODUCTS RATES +/-
30 Year Fixed 3.00%
15 Year Fixed 2.56%
5/1 ARM 4.56%
Tuesday, October 20, 2020

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Mortgage rates for North Carolina go down to 3.00%

Tuesday, October 20, 2020

Mortgage rates for North Carolina on Lender411 for 30-year fixed-rate mortgages are at 3.00%. That dropped from 3.00% to 3.00%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for North Carolina is now at 4.56%.

Interest Only Rates in North Carolina

When you buy a home in North Carolina or refinance your existing mortgage with an interest only mortgage loan, you are taking out a 30-year mortgage, electing to pay "interest only" (instead of principal + interest) for a set period of time, such as 3, 5, 7 or 10 years. After the end of the "interest only period", the monthly payments readjust to include the principal, and the loan is re-amortized for the remaining years. Check out our main page on Interest Only Mortgage Rates.

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